Talk:Regulation T

	This article is within the scope of WikiProject Finance & Investment, a collaborative effort to improve the coverage of articles related to Finance and Investment on Wikipedia. If you would like to participate, please visit the project page, where you can join the discussion and see a list of open tasks.Finance & InvestmentWikipedia:WikiProject Finance & InvestmentTemplate:WikiProject Finance & InvestmentFinance & Investment articles
Low	This article has been rated as Low-importance on the project's importance scale.

United States: Government Low‑importance

	United States portal This article is within the scope of WikiProject United States, a collaborative effort to improve the coverage of topics relating to the United States of America on Wikipedia. If you would like to participate, please visit the project page, where you can join the ongoing discussions. Template Usage Articles Requested! Become a Member Project Talk Alerts United StatesWikipedia:WikiProject United StatesTemplate:WikiProject United StatesUnited States articles
Low	This article has been rated as Low-importance on the project's importance scale.
	This article is supported by WikiProject U.S. Government (assessed as Low-importance).

Bias[edit]

This article appears to have a bias towards imposing a stricter regulation. Can someone please add a sentence or section providing an explanation for why imposing a stricter regulation might have drawbacks (assuming that this stance has been articulated by someone). Thanks. 129.81.196.245 (talk) 18:06, 20 November 2009 (UTC)[reply]

I concur in a sense: the article as it stands contains unsupported statements that imply that restricting leverage reduces systemic risk to the markets and to the economy, and that freely available leverage raises and perhaps even causes systemic risk. Accordingly, I've modified one paragraph to read "Raising the margin requirement ostensibly reduces risk in the financial system by reducing the potential leverage and total buying power of investors. Conversely, lowering the margin requirement ostensibly increases systemic risk by expanding the buying power and leverage available to investors. Since 1974 the Federal Reserve has not deemed it necessary to adjust the margin requirement, despite periodic extremes of price volatility in the equities markets." While many, perhaps most, might say that a swift and substantial decline in the equities markets constitutes a "crisis," to say so without incontrovertible evidence violates the Wikipedian Neutral Point of View. 75.34.152.44 (talk) 18:27, 21 May 2010 (UTC)[reply]

I too agree regarding the bias slant of the article. Addressing the pros and cons of raising or lowering Reg T requirements would be a better approach. — Preceding unsigned comment added by 12.96.170.39 (talk) 21:23, 13 July 2011 (UTC)[reply]