Arif Habib Corporation

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Arif Habib Group
Founded1970; 54 years ago (1970)
FounderArif Habib
HeadquartersKarachi-74000, Pakistan
Key people
RevenueIncrease Rs. 7.95 billion (US$28 million)[1] (2023)
Decrease Rs. 3.81 billion (US$13 million)[1] (2023)
Total assetsIncrease Rs. 57.78 billion (US$200 million)[1] (2023)
Total equityIncrease Rs. 37.18 billion (US$130 million)[1] (2023)

Arif Habib Corporation Limited, also known as the Arif Habib Group, (Urdu: عارف حبیب کارپوریشن) is a Pakistani business conglomerate headquartered in Karachi, Pakistan.[2] The corporation was founded by Pakistani businessman Arif Habib.[2]


The Arif Habib Group initiated its operations as a dedicated capital markets firm in 1970, initially focusing on brokerage services.[3] In 1994, the organisation formalised its structure and became Arif Habib Securities.[3]

In 2006, the group acquired Rupali Bank, subsequently rebranding it as Arif Habib Bank.[3]

By 2007, the Arif Habib Group had emerged as a substantial financial services conglomerate within Pakistan, comprising a significant asset management company, a prominent investment bank, a securities brokerage firm, and a retail bank.[3] The group faced a critical juncture during the global financial crisis of 2008.[3]

In 2009, the group divested the bank to Suroor Investments for Rs. 2.7 billion (US$32.5 million). This bank was later merged with Atlas Bank and Mybank to establish Summit Bank.[3]

During 2010, the group merged its investment subsidiary, Arif Habib Investments, with MCB Asset Management, culminating in the creation of MCB-Arif Habib Savings and Investments Limited.[3]

Presently, the Arif Habib Group encompasses a diverse portfolio of 13 companies spanning various sectors including real estate, financial services, energy, cement, steel, and fertilizer production.[4]

By 2012, the organisation boasted a workforce of over 11,000 employees and achieved an annual revenue of Rs. 100 billion.[4]


  • Aisha Steel Mills
  • Sachal Energy Wind Farm[5]
  • Silk Bank[6]
  • Power Cement[7]
  • Arif Habib Corporation
  • Arif Habib Consultancy
  • Arif Habib Limited
  • MCB-Arif Habib Savings and Investments
  • Fatima Fertilizers [3]
  • Pakarab Fertilizers
  • Javedan Corporation
  • Arif Habib Commodities


  1. ^ a b c d "Arif Habib Annual Report 2023" (PDF). Retrieved 8 December 2023.
  2. ^ a b "Arif Habib Group".
  3. ^ a b c d e f g h "Arif Habib Group seeks new post-crisis identity". The Express Tribune (newspaper). 9 September 2010. Retrieved 16 June 2021.
  4. ^ a b Mangi, Naween A. (30 November 2012). "Pakistan, Land of Entrepreneurs". Bloomberg (business website). Retrieved 16 June 2021.
  5. ^ "Arif Habib to set up power plant with Chinese funding". The Express Tribune (newspaper). 9 August 2017. Retrieved 16 June 2021.
  6. ^ "Arif Habib Corp acquires 28% stake in Silkbank". The Express Tribune (newspaper). 9 December 2015. Retrieved 16 June 2021.
  7. ^ Farhan Zaheer (18 January 2017). "Arif Habib Group to invest Rs25b in new cement plant". The Express Tribune (newspaper). Retrieved 16 June 2021.